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About FirstDayLoan.com. Hours: Mon - Fri, 8:00 AM to 11:00 PM EST. Sat & Sun, 8:00 AM to 9:00 PM EST. Inquiries: [email protected]. For repayment arrangements, please click here. Get Started. A Stress-Free Experience. First Loan offers you this free service to resolve your account without speaking with a collector with a simple and stress-free process. …Apply for an emergency cash loan now and get £300 to £1,500. We’ll give you an instant approval decision, so you don’t waste time wondering if you’ll get the loan. If you’re approved, we’ll also normally get the money transferred to your bank account within an hour*. Get your emergency loan today! Tenor is 30 days or next pay day [whichever comes first] Maximum single obligor limit of N1,000,000.00; Interest rate @ 3% flat collected upfront. Management fee @ 1.0% flat; Credit Life Insurance @ 1.0%; The loan can be accessed up to five times a day subject to maximum eligible amount. 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